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    <loc>https://www.xenwealth.com.au/blog/tax-on-super-earnings-above-3m</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-11-07</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/the-airbnb-tax</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-10-09</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/deduction-for-electrifying-your-business</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-10-09</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/taxpayer-paid-late-and-super-legislation</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-10-09</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/future-of-australia</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-05</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/billion-dollar-tiktok-scandal</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-05</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/subdividing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-09-05</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/succession-planning</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-08-08</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/small-tax-refund</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-08-08</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/super-strategies</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-08-08</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/tax-savings-business</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-06-13</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/tax-savings</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-06-13</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/budget-2023-24</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-05-10</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/other-updates-april-2023</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-06-13</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/company-guide-for-owners</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-04-11</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/business-sale-earnouts</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-04-11</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/electric-vehicle-fbt</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-04-11</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/holiday-homes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-04-11</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/super-changes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-03-01</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/working-from-home</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2023-03-01</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/smsf-collectibles</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-12-02</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/skills-training-tech-costs-deductions</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-09-13</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/sell-your-business</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-09-13</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/register-domain</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-09-13</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/interest-rate-rises</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-09-13</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/claiming-crypto-losses</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-08-23</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/fbt-free-ev</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-08-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6048642dc3b89d11fcb67b1a/29cff282-7177-4036-8178-3197f99a438e/table.JPG</image:loc>
      <image:title>BLOG - FBT-free Electric Cars - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/climate-change-bills</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-08-23</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/overcome-fear-spending</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-08-19</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/what-changed-july1</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-07-25</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/family-home-tax</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-07-25</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/new-government</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-07-25</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/refocus-on-debt</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-06-20</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/tax-time-targets</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-06-20</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/fuel-tax-credit-changes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-05-09</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/changing-1-july-2022</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-05-09</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/deductions-skills-training-and-technology</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-05-09</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/contractors-vs-employee-tje9y</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-03-30</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/contractors-vs-employee</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-03-30</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/federal-budget</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-03-07</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/immediate-deductions</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-03-07</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/ato-attack-trust-distributions</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-03-07</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/pandemic-leave</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-03-07</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/cash-injection</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-02-18</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/rat-test-deduction</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-02-18</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/year-of-the-tiger</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-02-18</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/backpacker-tax</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-02-18</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/top-christmas-tax-questions</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-12-07</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/overseas-gifts-and-loans</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-12-07</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/tax-and-normalisation-of-cryptocurrency</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-11-10</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/set-up-director-id</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-11-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6048642dc3b89d11fcb67b1a/ff8f08c2-6cca-4bf4-b756-1fd024c6d262/Table+1.PNG</image:loc>
      <image:title>BLOG - How to set up your Director ID - Make it stand out</image:title>
      <image:caption>For CATSI directors:</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6048642dc3b89d11fcb67b1a/29e87c38-ce75-4643-9d44-167706e6e7c9/Table+2.PNG</image:loc>
      <image:title>BLOG - How to set up your Director ID - Make it stand out</image:title>
      <image:caption>If the company intends to appoint new directors, it will be important to ensure that they are aware of the requirements and timeframes to establish their director ID if they do not already have one.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/1-november-superannuation-rule-changes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-11-10</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/what-happens-to-your-superannuation-when-you-die</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-10-06</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/unwinding-covid19-support</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-10-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6048642dc3b89d11fcb67b1a/1633484298805-8PWHEDGTGD20Y7C17MDI/Article+1+tabl.PNG</image:loc>
      <image:title>BLOG - Unwinding COVID-19 Support - Make it stand out</image:title>
      <image:caption>*First week population +16 years of age reaches vaccination target</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6048642dc3b89d11fcb67b1a/1633485300639-XF3A0YS91LG5BDUXH1D1/Artcile+2+table.PNG</image:loc>
      <image:title>BLOG - Unwinding COVID-19 Support - Make it stand out</image:title>
      <image:caption>* excludes extension program</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/lockdown-support-updated-wyrmy-nbzdr-zcrt5-ljzpd</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-10-06</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/lockdown-support-updated-wyrmy-nbzdr-zcrt5</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-09-07</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/lockdown-support-updated-wyrmy-nbzdr</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-09-07</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/lockdown-support-updated-wyrmy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-09-07</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/lockdown-support-updated</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-09-07</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/covid19-grants-tax</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-08-09</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/growing-your-business-value</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-08-09</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/39b-afterpay-sale</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-08-09</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/sharing-economy-platforms</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-08-09</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/6-member-smsf</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-07-12</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/business-post-pandemic</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-07-12</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/lockdowns-what-help-is-available</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-07-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6048642dc3b89d11fcb67b1a/1626050041495-3LOT1BM4QDENVHWF878Q/article+1+table.PNG</image:loc>
      <image:title>BLOG - Lock-downs: What help is available - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6048642dc3b89d11fcb67b1a/1626050677547-30IOY1MZ5NL67XQOFE2M/table+2.PNG</image:loc>
      <image:title>BLOG - Lock-downs: What help is available - Make it stand out</image:title>
      <image:caption>The grant is limited to businesses (including sole traders) with: A NSW registered ABN or able to demonstrate they are physically located and primarily operating in NSW; and Turnover of more than $75,000 pa; but Below the NSW Government 2020-21 payroll tax threshold of $1.2m as at 1 July 2020; with Fewer than 20 full time equivalent employees The Hospitality &amp; Tourism COVID-19 Support grant is limited to tourism or hospitality businesses with: A NSW registered ABN or able to demonstrate they are physically located and primarily operating in NSW; and Turnover of more than $75,000 pa; and An annual Australian wages bill below $10m as at 1 July 2020. Applications for the grant open in late July. Northern Territory The Territory Business Lockdown Payment Program provides a payment of $1,000 to eligible Territory enterprises with less than 20 full time equivalent staff. Applications close on 16 July 2021. Queensland A Small Business COVID-19 Adaption Grant of between $2,000 and $10,000 is available to eligible regional Queensland businesses. The grant requires your business to have suffered a decline in turnover of at least 30% because of COVID for at least one month since 23 March 2020. The grant is accessible to businesses with less than 20 full time equivalent staff. Victoria Grants and other business support programs are available targeting specific industries such as live events, hospitality, and the employment of priority jobseekers. See Business Victoria. Western Australia A second round of Small Business Lockdown Assistance Grants of $3,000 are available to eligible businesses in Perth, Peel and regional WA impacted by recent lockdowns. Applications are not yet open but you can register for updates. Specific industry assistance is also available. Direct grants and funding to South Australian and ACT businesses are applicable when extended lock-downs are imposed.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/the-top-8-reasons-why-staff-leave-fjzsn-trenb-et5yy</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-07-12</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/the-top-8-reasons-why-staff-leave-fjzsn-trenb</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-06-02</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/the-top-8-reasons-why-staff-leave-fjzsn</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-06-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6048642dc3b89d11fcb67b1a/1622594814804-UREMU77RJSM6V41SXQ2S/Table+1.PNG</image:loc>
      <image:title>BLOG - What Changes on 1 July 2021? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6048642dc3b89d11fcb67b1a/1622594915752-AANVYLAAL4E8J7PVK8VB/Table+2.PNG</image:loc>
      <image:title>BLOG - What Changes on 1 July 2021? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6048642dc3b89d11fcb67b1a/1622594723770-VH93IR8QPBNGN18O8VBY/Table.PNG</image:loc>
      <image:title>BLOG - What Changes on 1 July 2021? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/6048642dc3b89d11fcb67b1a/1622595153652-WS2AEIA2XZYYCUGVODTI/table+4.PNG</image:loc>
      <image:title>BLOG - What Changes on 1 July 2021? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/the-2021-22-federal-budget-government-amp-regulators</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-05-12</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/the-2021-22-federal-budget-education-skills-amp-training</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-05-12</lastmod>
  </url>
  <url>
    <loc>https://www.xenwealth.com.au/blog/the-2021-22-federal-budget-business-amp-employers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-05-12</lastmod>
  </url>
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